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Lang - Currency


1. OKpay

The OKPAY payment system is interested in cooperating with popular websites and Internet business projects. A low-cost, convenient and reliable electronic currency with instant money transfers and transaction protection.

2. Bank wire transfer

Wire Transfers

When you need to send money fast, a bank wire transfer is often your best choice. Bank wire transfers are immediate, safe, and reliable. Learn the basics on how they work and how to start using them.

Bank wire transfers are immediate transfers from one bank to another. They are often used for important transactions for the reasons below.

Bank Wire Transfer Safety

Each party in a bank wire transfer must be identified by the bank. It is hard to send or get money anonymously, so it’s harder to pull off a scam with a bank wire transfer. In addition, payments are more certain - banks only send money if the sender has available funds, and it is difficult for the sender to pull the money back.

Some transactions are more risky. For example, if you do a bank wire transfer to an office that pays out the proceeds in cash (such as a retail shop in a strip-mall), it is harder to verify who got the money.

Speed of Bank Wire Transfers

Bank wire transfers are fast. Because of the certainty mentioned above, transferred funds are considered ‘cleared’ immediately when received. Sometimes it takes a while for the receiving bank to show the proceeds in the recipient’s account, but the money moves quickly.


The bank wire transfer system is reliable. It has to be robust because it is used for so many important (and large) transactions. As a result, there are redundancies built in to reduce the impact of failures or disasters.

How to do a Bank Wire Transfer

To do a bank wire transfer, you have to submit instructions to your bank. You’ll need information about the recipient’s bank and their account number, and you may have to use a special form.

3. AlerPay

Official   AlertPay Seal

What is AlertPay?

AlertPay is a free to join internet payment service allowing you to send and receive money online. It is a Canadian based company that was established June 19, 2005.

Some people say that AlertPay is a scam because some of the businesses using AlertPay became scams. However, AlertPay is like an online bank, it cannot guarantee that the businesses that use it will remain legitimate. As long as AlertPay pays me my money when I ask for it, I would consider it a good payment processor. I have received two checks and several bank transfers from them. I have also sent a few enquiries to them and each time their replies were prompt.


How does it work? 

As a member, you can

1. Send payment to or receive payment from another member. Payments are instant and both parties will receive a confirmation email for proof of payment.

2. Send payment to a non-member. They will receive an email informing them that they have received money through AlertPay and that they must complete the free registration process to claim their funds.

3. Make payments for products or services online. Once a member places an order on the merchant's website, you will be transferred to the AlertPay secure server to complete the order process. Payments are instant and both parties will receive a confirmation email for proof of payment.

It is free to send out money, but depending on the account type, there is a fee when receiving money.

There are 3 types of account.

Personal Account: You can only receive up to a maximum of $400 per month and $2000 per year. No fees are charged.

Premium Account: There are no receiving limits. You will have access to features like: Mass Pay, Integration tools and website payment methods. Receiving fees is 2.5% + $0.25 per transaction.

Secured Account: Same features as the premium account but with additional security. Suitable for "risky" businesses. Receiving fees ia 3.9% + $0.59 per transaction.

You can upgrade from Personal to Premium to Secured Account on site. If you want to downgrade from Premium to Personal then send them an email.

You can withdraw money in the following ways
- Bank Transfer. USA, Canada and Europe ($0.50 per transaction)

- Bank Transfer Australia, Malaysia, South Africa, Czech Republic, New Zealand, Slovakia, Hong Kong, Poland, Lithuania, Singapore, Bulgaria, Hungary, Sweden, Denmark & Faeroe Islands, Norway, Switzerland, Estonia, Romania, Russia, Indonesia and many more.

- Check International ($2.00 per check)